Licensing & Disclosures

What we are

Ez Auto Refi LLC is a lead-generation service. We are not a lender, not a bank, and not a broker of record. We do not make credit decisions, we do not set rates or terms, and we do not fund or service loans. What we do is collect an auto-refinance application and transmit it to one lending partner.

How we are paid

Our lending partner pays us a fee for each application we submit to it. That is our only compensation from this site. We do not charge you a fee. Any fees the lender charges are set and disclosed by the lender.

Our lending partner

Applications from this site go to iLending — Fleet Financial, Inc. dba iLending, 7257 S Tucson Way, Englewood, CO 80112. The lender decides whether to make you an offer and sets every rate and term. Its own privacy policy and terms govern your relationship with it once your application is transmitted.

Licenses

We hold no lender or broker license, so there is no license number to display and none appears anywhere on this site. If that changes, this page changes with it.

States we do not currently serve

We do not accept applications from residents of these states. Licensing review in progress.

• California
• Maine
• North Carolina
• North Dakota
• Rhode Island
• Texas
• Vermont

If you live in one of them, the application will tell you so on the first question, before you have given us anything else.

Savings and rates

Any savings figure shown on this site is an estimate calculated from the information you provided. It is not an offer, not a quote, and not a promise. Your actual rate, term, and payment are set by the lender on its own underwriting, and may differ from any estimate you see here. Not everyone qualifies, and some applicants will not save anything.

The credit check

With your written instruction, we obtain a credit report through iSoftpull. It is a soft inquiry: it does not affect your credit score. If you continue with the lender, the lender may run its own credit check on its own terms.

Contact us

Email support@ezautorefi.com or call (929) 460-2044, Mon–Fri 9–6 ET.